Definition of Health Insurance

Definition of Health Insurance - for those of you who are wondering about what the definition of health insurance? , I will explain about the definition of health insurance. 

Health insurance is one kind of specialized insurance products to ensure the health care costs such as hospital care, the cost of medicine and doctors, etc. Usually in these insurance products, many insurance companies that offer insurance outpatient and inpatient. This insurance product is very important and is needed by every society, especially in matters of health.

Health care costs are now very expensive and depends on what care will be taken. Therefore, it is important insurance products in lieu of cash, if you do not have the cash to pay for the cost of treatment with either inpatient or outpatient. These insurance products can also be used for other family members to help in the treatment, for example for children or relatives who need assistance in terms of health care costs.

• There are two types of health insurance

Indonesian health insurance offered by many insurance companies with different types and a wide range of benefits to be gained. Overall, the opposite is also unusual in offering the kind of inpatient or outpatient basis. Health insurance is one form of an investment in health and customers will feel the benefits in the long term. The following description of the best health insurance products with inpatient and outpatient.

1. Hospitalization insurance

Hospitalization insurance is a program of health insurance provided to customers of insurance products. Usually health insurance with hospitalization this form concerning the entire cost of hospitalization for health insurance customers who are undergoing treatment with hospitalization. Hospitalization costs in health insurance cover, the cost of the room, doctor's fees, diagnosis / lab, medicine, surgery if necessary, etc. Health insurance with hospitalization is usually determined by the class rooms .

      2.Outpatient Insurance

Outpatient insurance, a product of health insurance that is provided to customers who join the health insurance program. Outpatient insurance covers doctors' fees, diagnostic / lab, and medicine. The amount of medical costs incurred in health insurance is usually determined by the maximum limit for each component per visit / per year and a maximum frequency of visits in one year.
Restrictions can also be enforced by requiring GP referral before a visit to a specialist, or coverage only given when health services performed by the service providers listed. Outpatient insurance is usually only an additional benefit of hospitalization insurance. In other words, should be the one with the hospitalization insurance.

Thus the article definition of health insurance, may be useful for you.